| FG ADVISORS: INVESTMENT BANKING SERVICES |
| FG SOLUTIONS: STRATEGIC CONSULTING SERVICES |
 |  |  |  |  |  |
© 2011 FG Companies, LLC. All Rights Reserved.
| MICHAEL HEGARTY Associate - Des Moines Prior to joining FG Companies as an Associate in June, 2008, Mr. Hegarty was responsible for cash-flow forecasting and credit risk analysis for Iowa Student Loan’s $1.3 billion private student loan portfolio. In this role he worked closely with the CEO and bank executives to quickly develop $70 million in loan private-placements during the 2007/2008 credit crisis. From 1999 to 2006, Mr. Hegarty developed business intelligence solutions as Wells Fargo’s subprime operation for risk management, performance management and financial analysis. Mr. Hegarty specializes in designing systems the provide insight into why performance occurs, and foresight about what to do next - not just retrospective financial statements. Among other projects, he developed metadata management solutions while leading the analytical support for 200 SAS programmers in a multi-mainframe data warehouse. Mr. Hegarty's career includes developing dozens of technical solutions, spanning general ledger design, to the development of private college tuition pricing models. Some of his more technical quantitative experience includes development of collection center behavioral scorecards, cash-flow models for $10 billion sub-prime mortgage MBS pools, and econometric forecasts and sensitivity analysis for $3 billion sales-finance retail loan portfolios. Mr. Hegarty received his MBA with distinction from the University of Iowa, holds a CPA, and has three undergraduate degrees from Iowa State University.ng understanding of the credit card industry and established a strong foundation of skills to support process and project management and staff management functions. |